Grow Your Cash. Lend on Land.
A private lending opportunity for verified accredited investors
Why Lend With Olmstead?
A Focused Strategy
We buy and hold seller-financed notes secured by vacant land. That’s the core of the business.
Operating Experience
Since 2018, Olmstead has completed more than 450 land closings and over $14 million in land and note transactions.
Underwrite the Note and the Land
We evaluate the payment stream, documents, title, borrower equity, servicing, and the land behind every note.
Built to Manage What We Buy
We oversee notes through payoff and work with Olmstead Properties when recovered land needs to be managed and sold.
What We Buy and Hold
Olmstead Lending acquires direct, first-position notes secured by vacant land for its own portfolio. Here is the quick version of what qualifies.
A note that fits
- Vacant land only, with no home or occupied dwelling
- Recorded direct first-position deed of trust, mortgage, or security deed
- An existing lender’s title policy can transfer to us, or a title company will issue a new one at closing
- At least $20,000 when originated and $10,000 still owed
- At least 10% down and $7,000 cash down – or $5,000 after 6+ completed payments
- Brand-new and seasoned notes are both considered
Outside our buy box
- Notes below the 10% or applicable cash-down minimum
- Owner-occupied property, houses, rentals, commercial buildings, or manufactured homes
- Collateral in Alabama, Hawaii, Kentucky, Michigan, Minnesota, New York, or South Dakota
- Contracts for deed or land contracts
- Wraparound notes or junior liens
How the Business Works
Work With Private Lenders
Verified accredited investors lend capital directly to Olmstead Lending.
Acquire Land Notes
We use that capital to buy qualifying seller-financed notes after underwriting the payment stream and the land.
Manage the Portfolio
Olmstead Lending oversees the portfolio with third-party servicing and works with Olmstead Properties when land recovery is needed.
Have a Land Note to Sell?
We also buy qualifying seller-financed notes secured by vacant land. We’re a direct buyer, not a broker.
